Bar, Podgorica, Podgorica Municipality, Montenegro. - Hero Image

Bar

Podgorica | Podgorica Municipality

Where Gardens

Define Living

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Chestertons Global Team

Presented At

€1,235,000

Bedrooms

Bathrooms

Living

4,306

SQFT

Fireplace

Fitness Center / Gym

Bar

Jacuzzi

Wine Cellar

Sauna

Gas Stovetop

Terrace

Garage

Parking

Garden

Pool

Water View

Sea View

Mountain View

Bar, Podgorica, Podgorica Municipality, Montenegro. - Photo 1

Bar, Podgorica, Podgorica Municipality, Montenegro. - Photo 2

Bar, Podgorica, Podgorica Municipality, Montenegro. - Photo 3

Bar, Podgorica, Podgorica Municipality, Montenegro. - Photo 4

Bar, Podgorica, Podgorica Municipality, Montenegro. - Photo 5

Bar, Podgorica, Podgorica Municipality, Montenegro. - Photo 6

Bar, Podgorica, Podgorica Municipality, Montenegro. - Photo 7

Bar, Podgorica, Podgorica Municipality, Montenegro. - Photo 8

Bar, Podgorica, Podgorica Municipality, Montenegro. - Photo 9

Bar, Podgorica, Podgorica Municipality, Montenegro. - Photo 10

Bar, Podgorica, Podgorica Municipality, Montenegro. - Photo 11

Bar, Podgorica, Podgorica Municipality, Montenegro. - Photo 12

Bar, Podgorica, Podgorica Municipality, Montenegro. - Photo 13

Bar, Podgorica, Podgorica Municipality, Montenegro. - Photo 14

Bar

Podgorica | Podgorica Municipality

Bar, Podgorica, Podgorica Municipality, Montenegro. , Podgorica , Podgorica Municipality

Sea view villa in Susanj

Large villa in Susanj, near the town of Bar. The area of â€‹â€‹the house is 400 m2, and the area of â€‹â€‹the plot on which it is located is 1215 m2. House plan: â€

The first floor of the villa: a gym equipped with equipment, a sauna, a toilet room with a jacuzzi, a relaxation room with table tennis.
Second floor: spacious living room with fireplace, fully equipped kitchen with appliances and utensils, 2 bathrooms (one of them has a shower), bedroom.
Third floor: spacious dressing room, large hall, 4 bedrooms, 4 bathrooms (one with Jacuzzi, the second with shower), 5 terraces with sea views, 5 terraces with mountain views.

The villa has a quality renovation, doors and furniture made of rare woods, handmade, stairs are made of oak with forging. There is video surveillance, gas supply, a fire system, an additional water tank, city communications, there is wi

Property

3D Street View Tour

Property Location

Bar, Podgorica, Podgorica Municipality, Montenegro., Podgorica Podgorica Municipality

Local Weather & Climate

Podgorica, Podgorica Municipality

Current Conditions Updated recently

48 °F

Overcast clouds

Feels Like 48°F

Humidity 100%

Wind 2 mph

Visibility 6.2 mi

Sunrise 5:47 AM

Sunset 4:06 PM

5-Day Forecast

Tue 10 Feb

Clouds

High 51°

Low 49°

Wed 11 Feb

Rain

High 50°

Low 48°

Thu 12 Feb

Rain

High 52°

Low 49°

Fri 13 Feb

Rain

High 52°

Low 48°

Sat 14 Feb

Rain

High 53°

Low 46°

Annual Climate Based on last 12 months

53° Avg Low

Jan

73° Avg High

Aug

132 Rainy Days

per year

Arid

Semi-Arid

Moderate

Wet

69.9" Annual Rainfall

Wet climate

❄

4 Snow Days

per year

Monthly Temperatures

Jan

51°

37°

Feb

57°

43°

Mar

63°

42°

Apr

72°

50°

May

77°

57°

Jun

89°

67°

Jul

92°

70°

Aug

97°

73°

Sep

86°

64°

Oct

70°

52°

Nov

60°

48°

Dec

56°

38°

Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Podgorica?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Eurozone. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Eurozone tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$1,235,000

Bar, Podgorica, Podgorica Municipality, Montenegro.

Podgorica, Podgorica Municipality

5 Beds

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Market Opinion

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Our perspective on current market conditions in Podgorica. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $123,500,000 20% down ($24,700,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$10,612/day

Your home may appreciate while you sleep

$74,490/week $322,792/mo $3,873,499/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$68.0M

+$96.4M

$96.4M Potential Equity

vs $68.0M lost to rent over 10 years

$24.7M Down Payment Growth

3.9x

10yr

$96.4M

8.1x

20yr

$199.6M

12.6x

30yr

$311.9M

Wealth Comparison

×743

Equivalent to 743 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $311.9M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $145.4M +18%

Market $168.2M +36%

Optimistic $194.1M +57%

$96.4M est. equity

20 Years

Conservative $171.3M +39%

Market $229.0M +85%

Optimistic $305.0M +147%

$199.6M est. equity

30 Years

Conservative $201.7M +63%

Market $311.9M +153%

Optimistic $479.3M +288%

$311.9M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Bar, Podgorica, Podgorica Municipality, Montenegro have?

This house at Bar, Podgorica, Podgorica Municipality, Montenegro features 5 bedrooms with 4,306 square feet of living space.

What is the size of Bar, Podgorica, Podgorica Municipality, Montenegro?

This property offers 4,306 square feet of living space.

What is the listing price for Bar, Podgorica, Podgorica Municipality, Montenegro?

This property is listed at $123,500,000, which equals $28681 per square foot.

Is now a good time to buy a home in Podgorica?

Based on current market indicators, Podgorica shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What is the climate like in Podgorica?

Podgorica features a pleasant climate. Average temperatures range from 53°F in winter to 73°F in summer. The area receives approximately 69.9 inches of precipitation annually. There are about 132 days with rain throughout the year. Expect around 4 days with snow. This climate information can help you plan for seasonal activities and energy costs.

What are the best months to visit or move to Podgorica?

Podgorica tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.

What type of property is Bar, Podgorica, Podgorica Municipality, Montenegro?

This is a house located in Podgorica, Podgorica Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.